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Your home has gained value. Tap into it without selling.

MNZL turns the value you've built in your property into financing: up to EGP 60,000,000, over up to 10 years, approved in as little as 3 days. All from your phone.

See your financing now

Licensed by the Financial Regulatory Authority of Egypt

Four ways to put your assets to work

Everything starts in the MNZL app: add a property, see what you qualify for, and apply when you're ready.

Money in the bank from the comfort of your home

  1. 1

    Download the app and verify yourself

    Sign in with WhatsApp or your number, then verify your identity with your national ID — from your phone, no branch.

  2. 2

    Add your property and see what you qualify for

    Tell us about the property and your income. The app shows how much you can take and what it costs per month, before you commit to anything.

  3. 3

    Sign digitally and receive the money

    Upload your documents, we value the property, you e-sign. Approved in as little as 3 days.

How much financing can you get?

A quick estimate from your property's current value. For your exact financing, download the MNZL app.

EGP
Repay over

You could unlock up to

EGP4,000,000

Monthly payment for this amount: EGP 91,000 per month

Based on 80% of your property's value

Your exact financing is in the app

Why people choose MNZL

Licensed and regulated
MNZL is licensed by Egypt's Financial Regulatory Authority to offer digital home-equity, mortgage and auto financing. Your contract, your data and your money are handled under FRA rules.
Built around what you own
Because the financing is backed by a real asset, the amounts are larger and the terms longer: up to EGP 60,000,000 over up to 10 years.
One app, one person
Track every step in the app with an advisor assigned to you, on WhatsApp when you need them. No paperwork marathons, no branch visits.
Financial Regulatory Authority

Licensed and regulated

MNZL S.A.E. is licensed and regulated by the Financial Regulatory Authority of Egypt for real estate finance (licence no. 33) and consumer finance (licence no. 57). Commercial register no. 437701 · Tax ID 516-012-773.

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Do I lose ownership of my property?

No. The property stays in your name. MNZL places a sales prohibition on it as security, registered with your developer, for the duration of the financing, and lifts it once you've repaid.

Which properties qualify?

Delivered units in residential compounds in Egypt: apartments, villas, townhouses and chalets. Units that aren't delivered yet don't qualify; properties outside compounds are exceptional cases, below.

What about a property outside a compound?

Exceptionally, and case by case. MNZL's financing is built around delivered units in residential compounds, where the sales prohibition is registered with the developer. For a property outside a compound it would be registered at the Notary instead, so talk to an advisor before you apply.

I'm still paying installments to the developer. Can I apply?

Yes, through MNZL Flex. MNZL settles your remaining developer installments as part of the financing, and you pay MNZL instead of the developer. Flex is available first to homeowners in partner compounds.

What does it cost?

Nothing to apply or to see your offer. Property financing has a variable rate that tracks changes in the Central Bank of Egypt's lending rates; Auto Finance has a fixed rate for the whole term. Every fee is shown in the app before you accept anything.

How fast is it?

Most applications are approved within 3 days of completing your documents. For MNZL Flex homeowners, most approvals happen the same day and the money lands the next business day.

Is my data safe?

Your identity is verified with a national-ID check, access is tied to your phone number, and your information is stored in Egypt under the Personal Data Protection Law. MNZL accesses only what you give it in the app plus the verification data you authorise, doesn't share your data, and never uses your property in its marketing.

Find out what your property can do for you

Download the MNZL app, add your property, and see your financing in minutes. No commitment.